30 Days to Make Your Money Count is our FREE online course for DIY Investors and Small Business Owners. You’ll have full access to our Premium Planning Portal, RiskAlyze portfolio checkup, #AskMeAnything Weekly Zoom Meetings, One-On-One coaching and much more. Our online Financial Planning Courses are generally designed to help you Save More Money, Pay Lower Taxes, And Build a Better Retirement.
Sponsored by BayRock
The course, , and are sponsored by , a Texas-Based RIA.
Principles and Process
30 Days to Make Your Money Count is based on the principles and process outlined in Jim Munchbach’s books: , , and . Each of our premium Financial Planning courses feature The Blueprint for Financial Success™.
Conflict of Interest
A conflict of interest occurs when an entity or individual becomes unreliable because of a clash between personal (or self-serving) interests and professional duties or responsibilities. Such a conflict occurs when a company or person has a —such as money, status, knowledge, relationships, or reputation—which puts into question whether their actions, judgment, and/or decision-making can be unbiased. When such a situation arises, the party is usually asked to remove themselves, and it is often legally required of them.
BayRock makes decisions in a context for clients who have signed agreements for financial planning and/or investment management. BayRock is regulated by The Texas Securities Board which provides oversight that helps to identify any contending interests that need to be clearly identified. BayRock’s process for identifying and communicating conflicts of interest for advisory and/or financial planning clients is an ongoing part of the compliance reivew process.
Our Educational services (Online courses including 30 Days to Make Your Money Count and Missional Money Financial Planning) are sponsored by BayRock in order to keep the cost as low as possible for students and investors who want to have access to BayRock’s premium planning platform without having to pay the advisory fees or the financial planning fees that are a part of the fiduciary agreement with BayRock.
Jim Munchbach serves as CEO of BayRock and also receives compensation from the Bauer College of Business at University of Houston for teaching Personal Finance (. Monthly membership fees on our Thinkific platform include access to the online course content as well as the financial planning software which is also available for BayRock clients at a much higher price.
Best of Class Technology
30 Days to Make Your Money Count uses Best of Class Technology. For 30 days, you’ll have full access to our Planning Portal, Financial Coaching, and much more. Get a Monthly Membership for $24.95 which includes all of our premium courses and full access to both platforms.
One membership with Two Technology Platforms.
Thinkific
Thinkific allows us to create courses that delight. When we decided to create our premium online courses, we chose Thinkific because
BayRock and RightCapital
Interactive Financial Planning
As a student enrolled in 30 Days to Make Your Money Count, your interactive experience includes several elements that will clearly illustrate multiple scenarios, stress tests, and much much more, allowing you to learn not just principles of personal finance – but a process you can put to work to build your financial future.
Tax-Efficient Strategies
Easily see how you can save money with an optimal tax-efficient distribution strategy—learn about withdrawal schedules and Roth conversions in a way you’ll truly understand.
Social Security Optimization
Learn how to maximize your Social Security income. You’ll learn how to confidently make big decisions, like when to start receiving benefits.
Budgeting Tools
Powerful tools to manage your budget, track spending in various categories, and better manage your expectations for future spending.
Student Loan Management
Our unique student loan module will illustrate different scenarios so you can reduce your payments. Learn how to ease the burden of student debt for yourself and – someday – your children.
Insurance Needs Evaluation
Learn how to protect your assets in the event of situations such as disability or death. Evaluate your insurance needs in different situations and identify ways to ensure that you’re making wise decisions with your insurance budget. Because you’ll spend a lot of money on insurance in your lifetime!
Basic Estate Planning
Learn the basice flow of assets at the end of life, including any possible estate tax ramifications. Replace your anxiety with the peace of mind, knowing your assets are in order.
Account Aggregation
Bring together your bank accounts, credit cards, and externally-held investment accounts all in one place. It’s finally easy to see your full financial picture.
Streamlined Planning Process
Digital onboarding is easy. Using the same premium planning portal BayRock uses for our best wealth management clients, these six simple steps will streamline your planning experience.
It’s easy for you and your loved ones to get up and running. We’ll help you create a compelling financial plan for your future!
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Save More Money
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Pay Lower Taxes
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Build a Better Retirement
Get Started
Download the RightCapital/BayRock Financial App
Download the Thinkific Mobile Learning App
Sign Up , its FREE.
