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Why BayRock switched to move to RightCapital from MoneyGuidePro.
RightCapital from MoneyGuidePro?
Why Buy RightCapital
RightCapital helps BayRock Deliver Smarter Strategies and Better Results. As a CFP® Professional, I needed solutions, not obstacles. While was a great tool, the version we used at Morgan Stanley was bogged down with all kinds of added junk required by the Big Bank on Wall Street. When I became and Independent , I wanted my company – BayRock Financial – to have the best tools in the wealth management business. I absolutely believe that and that every family needs and deserves a quality financial plan. RightCapital off the shelf allows me to deliver Smarter Strategies and Better Results – at a lower cost than MoneyGuidePro.
RightCapital Offers:
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A lower cost of ownership. MoneyGuidePro requires add-on fees for account aggregations, business intelligence, and client marketing materials, which are all included in RightCapital Premium.
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A simple 6-step client onboarding. RightCapital doesn’t require extensive data entry to get started. Just enter the basic financial data you need for a specific analysis such as retirement, insurance needs, or social security optimization.
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Goal-based AND cash flow-based planning options. Toggle between either goal- or cash flow-based planning approach depending on your client’s needs or your preference.
Download the 👉 RightCapital vs MoneyGuide Feature Comparison Chart 👈 to see which financial planning software is right for your practice.
About RightCapital
RightCapital’s mission is to create Right Plans for Real People™. RightCapital is used by thousands of financial advisors to grow their practices and set their clients on the path to financial success. Founded in 2015, RightCapital is the fastest-growing financial planning software with the highest user satisfaction among advisors. Our modern, intuitive features make the financial planning process a breeze. From interactive retirement scenarios and tax-efficient distributions to insurance evaluation, student loan management and estate planning, we simplify the complexity of financial planning so anyone can understand how to plan for their future. For more information visit RightCapital.com.
Why I Chose RightCapital over MoneyGuidePro
Higher satisfaction among financial advisors
I belive Financial Advisors are a lot like our clients. We don’t like surprises and when we sign up for a subscription service, we don’t like surprises. With all of the upgrades being offered by I was always feeling like I was missing out on “the good stuff” and yet, I really didn’t want to pay more money for each new shiny nickel that came along with each and every product upgrade.
Goal-Based and Cash-Flow-Based Planning
At BayRock, we still believe every family needs and deserves a quality financial plan. Most folks appreciate a Goal-Based approach to financial planning because of its simplicity. As a Certified Financial Planner™ Practitioner, I need the ability to create some Cash-Flow-Based planning scenarios.
Advanced Planning in Every RightCapital Package
The bottom line for me as the Business Owner at is kind of simple. I’m committed to delivering Smarter Strategies and Better Results for my clients. Cost matters. I’m happy to pay for the services I receive but I’m also smart enough to do a little comparison shopping – just like my customers. As an Independent Advisor, my advice always includes a thoughtful analysis of Cash-Flow, Budget, and Cost for Services.
Financial Advisors get a 14-day FREE trial. Contact at or (888) 982-9596, Opt. 1
More About MoneyGuidePro
MoneyGuidePro Purchased by
MoneyGuidePro According to MoneyGuidePro:
MoneyGuidePro is the industry’s leading financial planning software provider. We believe financial professionals need solutions, not obstacles, and that financial conversations are the foundation of a strong business model. This is what continues to drive us to create award-winning software products with the philosophy that Everyone needs and deserves a quality financial plan®.
MoneyGuidePro Offers:
MoneyGuidePro, the leading financial planning software, provides robust goal-based planning to help advisors navigate the complex financial elements of their clients’ lives. Fast, easy, and adaptable, identify gaps, empower clients to stress test their plan, and so much more.
MoneyGuidePro Offers Upgrade to MoneyGuideElite
MoneyGuideElite is an interactive planning solution with enhanced charts and an immersive client experience. Illustrative income distribution, tax planning, and lifetime protection strategies come together to help advisors build their story and have more effective conversations that motivate clients to take action.
MoneyGuidePro Offers Upgrade to MyMoneyBlocks
A digital, client engagement tool that breaks down key financial wellness topics into bite size modules called blocks.
MoneyGuidePro Full Feature List
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Online Fact Finder & Portal
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Account Aggregation as an additional purchase
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Test Variables in Play Zone®
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Financial and Lifestyle Goals
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Health Care Cost Smart Goal
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Holistic Stress Testing
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Risk Tolerance
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Illiquid Asset Sale Modeling
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Social Security Optimization
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Custom Capital Market Assumptions
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Risk Management (Life, Disability, LTC)
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Estate Planning
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Net Worth Statement
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Action Item Summary
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Custom Report Templates
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What If Scenario Comparison
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Tax Strategies (NUA, 72(t), Roth Conversion, etc.)
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Stock Options & Restricted Stock
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Cash Reserve Strategies & Aspirational Buckets
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Secure Income Modeling
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Tax Planning Modeling
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Total Income Modeling
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Advanced Lifetime Protection Modeling
RightCapital Features Similar to MoneyGuideOne
RightCapital enables Financial Advisors to create financial plans in minutes. While MoneyGuidePro’s dynamic, goal-based planning technology and calculation engine does a great job behind the scenes. BayRock would need need to upgrade to MoneyGuideOne to get full access to all the features listed below. RightCapital provides all of their features in one package with no need to upgrade.
Feature List
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Social Security Optimization
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Budget Planning
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Student Loan & Debt Management
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Tax Planning & Roth Conversion Optimization
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Digital/Automated Advice
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Annuity Analysis
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Insurance Needs Analysis
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Goal Based Planning
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Advanced Cash Flow Planning
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Retirement Income
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Interactive Scenario Planning
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Estate Planning
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Ultra-High Net Worth Estate Planning
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Monte Carlo Simulations
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Medicare Planning & Premium Calculation
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Dynamic Retirement Spending Strategies
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Business Exit Strategies
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Proposal Generation
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Presentation Templates
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Holdings Details
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Client Portal
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Account Aggregation
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Spending & Budgeting Tools
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Mobile App
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Usage Tracking
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Document Vault
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Back Office Access
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Business Intelligence
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Campaign Resources
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