Jim Munchbach, Certified Financial Planner™

Hi, I'm Jim Munchbach, Founder and CEO at BayRock Financial. Welcome to MissionalMoney.com our new home for BayRock Academy! I look forward to helping you create a compelling financial plan that connects your resources to What Matters Most - to you.

4 Ways to Help with Credit Card Debt

Credit cards present plenty of personal finance and lifestyle perks—you can build up your credit, have a spending safety net, and sometimes, you can even access cardholder benefits, like flight miles, discounted shopping, and concierge services. But with all of the potentially positive aspects of becoming a cardholder, there’s also room for your finances to

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